Did the required minimum distribution [RMD] age for retirement accounts change, again?

Yes, if you turn age 72 in 2023 or later, then your RMD age is now 73. You can also contribute to your traditional IRA now, if you're still working, at any age. The maximum contribution amount is still $7,500 for people over age 50 in 2023.

This law change also eliminates the early withdrawal penalty for new parents to take out $5,000 within 1 year of having or adopting a child. Another change is that graduates can use money from a 529 account (like CHET) to pay off student loans, up to $10,000 per year.