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Can I contribute to my retirement account after age 72?

  • Writer: Dennis C. Carroll, Esq.
    Dennis C. Carroll, Esq.
  • Nov 26, 2019
  • 1 min read

Updated: Oct 25, 2023


Yes, starting in 2020, there is no age limit when contributing to your retirement accounts. You must still be working, however.


Any allowable contributions after age 72 must accompany required minimum distributions [RMDs], even if you are still working, unless you have a 401k or 403b.

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